Credit card

New names in the ranking of credit card application providers

We take credit cards very seriously here. In fact, almost everyone has a deep respect for unsecured revolving credit. That is why we are watching him so closely.

In this latest edition of PYMNTS ‘Credit Card App Provider Rankings, a normally placid ranking populated by the biggest names in credit, is replaced by a changing landscape of gamers – many you see here regularly and a couple who never mapped – making dynamic driving for all.

So as not to borrow too much of your time (at an exorbitant interest rate), let’s move on to ranking.

The first five

As we often say, once they reach the top of the leaderboards, some apps stay there.

Take Capital One Mobile, which takes its usual spot at number 1.

Ditto for Chase Mobile at # 2, where it’s been several months.

Then a massive change. Moving up two positions in the leaderboard to take third place this cycle, Discover Mobile, which has steadily climbed that leaderboard in a successful bid for top three status.

Credit One Bank Mobile is also progressing, gaining a position in the ranking to take 4th place.

Bank of America Mobile Banking loses two spots to land at No. 5, sticking to that top five.

The Top 10

Continuing, Wells Fargo Mobile tumbles two positions on the chart, coming out of the top five this cycle. Somehow we don’t see it last – as The Beatles said, “tomorrow never knows”.

The American Express app, now at No. 7, is also down – a position in the chart in this case.

Big shares as the Barclays US app enters the top 10 at # 8 in a single leap. Well done.

In a ranking of credit card application providers marked by changes, the reliable MySynchrony application loses two places to climb to No. 9 this time around. This app has the power to stay, however.

Eliminating us on a tie, we have a familiar name and a newcomer.

During a month marked by several downward adjustments, the Cards – Mobile Wallet application also fell two positions in the rankings to land at No. 10. There it was joined in this cycle by a newcomer, the Mission Lane mobile app, tied for No. 10 in most provocative credit card app rankings.

We’re pretty happy it’s over. Too much excitement makes us spend too much.



On: It’s almost time for the holiday shopping season, and nearly 90% of US consumers plan to do at least some of their purchases online, up 13% from 2020. The 2021 Holiday Shopping Outlook, PYMNTS surveyed more than 3,600 consumers to find out more about what drives online sales this holiday season and the impact of product availability and personalized rewards on merchant preferences.

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