Wed, 04 Aug 2021 14:31:48 +0000 en-US hourly 1 Prepaid Credit Cards Market to See Amazing Growth by 2025 Tue, 03 Aug 2021 10:45:33 +0000

Prepaid Credit Card Market

Global Prepaid Credit Cards Market Research Report With Opportunities And Strategies To Drive Growth – Impact And Recovery Of COVID-19, The Covid 19 Outbreak Impact Research Report Added By Report Ocean , is an in-depth analysis of the market characteristics, size and growth, segmentation, region and breakdown by country, competitive landscape, market share, trends and strategies for this market. It traces the historical and forecast growth of the market by geography. It places the market within the context of the broader Prepaid Credit Cards market and compares it with other markets, market definition, regional market opportunity, sales and revenue by region, manufacturing cost analysis, industry chain, market effect factor analysis, Prepaid Credit Cards market size forecasts, market data and charts and statistics, tables, bar and pie charts, and many more for business intelligence. Get a full report (including full table of contents, over 100 tables and figures, and a chart). – In-depth analysis Analysis of the impact of market epidemics before and after COVID-19

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Based on the development status of the Prepaid Credit Cards market, competitive landscape and development pattern across different regions of the world, this report is dedicated to providing niche markets, potential risks and comprehensive analysis competitive strategy in different areas. From the competitive advantages of different types of products and services, development opportunities and consumption characteristics and the structure analysis of downstream application areas are all analyzed in detail. To drive growth during the epidemic era, this report analyzes in detail the potential risks and opportunities to focus on.
Global Prepaid Credit Cards Market Key Players Covered in Chapter 5:
• UniRush
• Company Point Vert
• JPMorgan Chase and Co.
• Amali Solutions Group
• BBVA Compass Bancshares, Inc.
• PayPal Holdings, Inc.
• Walmart
• Kaiku Finance LLC
• American Express Company
• Visa
• NetSpend Holdings, Inc.
• Mango Financial, Inc.
• HandR Block Inc.
• Mastercard

In Chapter 6, on the basis of types, the prepaid credit cards market from 2015 to 2025 is majorly divided into:
• Single-use prepaid card
• Versatile prepaid card

In Chapter 7, on the basis of applications, the prepaid credit cards market from 2015 to 2025 covers:
• Telecommunications industry
• Bank
• Company

Key Segments Studied in the Global Prepaid Credit Card Market: Report Coverage
Market size available for the years 2020 – 2026
Quantitative Units Revenue in USD Million and CAGR from 2020 to 2026
Segments covered by types, applications, end users, etc.

Report Coverage: Revenue Forecast, Company Rankings, Competitive Landscape, Growth Factors and Trends, Market Trends and Forecasts, Competition Analysis, New Product Development, Company Expansion, Merger and Joint Venture Acquisitions and company profiling

Regional reach North America, Europe, Asia-Pacific, Latin America, Middle East and Africa

COVID-19 – Next Thoughts: In this article, we’ve shared key data and figures that shed light on the current scale of the crisis and the economic fallout.

A combination of factors, including the COVID-19 containment situation, the end-use market recovery, and the 2020/2021 recovery schedule
covid-19 scenario Market behavior / risk level and opportunity End of behavior / industry opportunity assessment Expected industry recovery timeline Company impact horizon
Opening of the economy by the third quarter of 2020 xx xx xx xx
Recovery – Opening of the economy extended until Q4 2020 / Q1 2021 xx xx xx xx

As part of the impact analysis of the COVID-19 epidemic:
We analyzed industry trends in the context of COVID-19. We analyzed the impact of COVID-19 on the industrial chain of products according to the upstream and downstream markets. We analyze the impact of COVID-19 on various regions and large countries.
The impact of COVID-19 on the future development of the industry is underlined.
Study Explore:
• Market behavior / Level of risk and opportunity
• End Industry Behavior / Opportunity Assessment
• Industry recovery schedule expected

For more information or for any questions, send an email to

The in-depth qualitative analysis of the impact of the COVID 19 outbreak includes the identification and investigation of the following aspects:
Market Research Takeaway: The report includes the fully examined and assessed data of notable companies and their market situation considering the impact of Coronavirus. The tools measured, including SWOT analysis, Porter’s five powers analysis, and hypothesis return debt, were used while separating the improvement from the top performing players in the market.

Key Market Developments: This report merges key market developments which contain confirmations, compound efforts, R&D, sending new things, joint efforts, and relationships between driving members working in the market.

(Check out our exclusive offer: 30% to 40% off) Lowest price guarantee

Why buy this report?
o Discover the main industry trends
o Identify threats and opportunities
o Inform your decisions for marketing, strategy and planning
o Quickly build a competitive intelligence
o Provides market size information to aid in planning and strategic decisions.
o Includes the information needed to perform SWOT, PEST and STEER analyzes.
o Helps you understand market dynamics to give you a better understanding of industry competition and supply chain.
o Analyzes key performance and operational metrics so you can benchmark yourself against your own business, that of your customers, or against the businesses of your competitors.
o Historical data and analysis for the main drivers of this industry
o A five-year forecast of the market and the trends observed
o Detailed research and segmentation for major products and markets
o An assessment of the competitive landscape and the market shares of large companies
o And of course, much more

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Key Points Covered in Prepaid Credit Cards Market Report: Table of Contents

Chapter 1, About the Summary to describe Definition, Specification and Classification of Prepaid Credit Cards Market, Application, Market Segment by Regions in North America, Europe or Asia;
Chapter 2, objective of the study.
Chapter 3, to display the research methodology and techniques.
Chapter 4 and 5, to show the Overall Market Analysis, Segmentation Analysis, Characteristics;
Chapter 6 and 7, to show the market size, share and forecast; Analysis of the five forces (bargaining power of buyers / suppliers), threats to new entrants and market conditions;
Chapter 8 and 9, to show the analysis by regional segmentation, comparison, major countries and opportunities; Regional marketing type analysis, supply chain analysis
Chapter 10, focused on identifying the major influencers in the industry, overview of the decision framework accumulated by industry experts and strategic decision makers;
Chapter 11 and 12, Analysis of market trends, drivers, challenges by consumer behavior, marketing channels and demand and supply.
Chapters 13 and 14 describe the supplier landscape (classification and market positioning)
Chapter 15 discusses the Prepaid Credit Card Market sales channel, distributors, traders, dealers, research findings and conclusion, appendix and data source.
…… ..and see more in the full table of contents

Browse Premium Research Report with Tables and Figures at @

Thank you for reading this article; you can also get a section by chapter or a report version by region, such as North America, Europe or Asia.

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About Report Ocean:
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How do sight deposit accounts work? Fri, 30 Jul 2021 14:28:34 +0000

Woman using an ATM

Having a demand deposit account is the first step many people take when embarking on a savings and investment program. Most consumers start with a checking account and add a savings or money market account over time. These accounts help you in many ways. They are a convenient way to pay your bills on time and get cash. They help you store money and get a return for it. They are important for the economy as a whole because they are part of the money supply. Here are the facts.

A financial advisor can help you coordinate your checking, savings, and investing programs to maximize their effectiveness.

What is a sight deposit account?

A sight deposit account allows you to deposit money and get it back at any time on demand. Demand deposit accounts do not require any notice to the bank or other financial institution where you are going to withdraw your money.

Demand deposit accounts are important because the money in them is what keeps the economy running smoothly. Consumers use the money in demand deposits to pay bills, make daily purchases, get cash and shop online. Demand deposit accounts do not have a maturity date, unlike term deposits. Term deposits, like certificates of deposit, have a maturity date. There are three main types of demand deposit accounts.

Check accounts

Chequing accounts are the most common type of demand deposit you can open at a financial institution. There is usually no limit to the number of withdrawals and deposits you can make. These are the most liquid accounts of all, more liquid than savings accounts or money market accounts. The price of liquidity in a current account is interest income. They rarely pay much interest, if any. Chequing accounts often have a minimum initial deposit. They are accessible through paper checks, linked debit cards and electronic funds transfers. Most current accounts in the United States are held at banks or other financial institutions that are insured up to $ 250,000 by the Federal Deposit Insurance Corporation (FDIC).

There are many types of checking accounts. There are professional and personal accounts. There are no-frills accounts, senior accounts, student accounts, interest-bearing accounts, and reward accounts to name a few. The more benefits a checking account offers, the higher the service charges on that account. A credit union trading account is a demand deposit account and just another type of checking account with a difference. Shared interim accounts mean that you have some ownership in a credit union. They usually don’t have a service charge.

Conventional wisdom is to keep a month’s take home pay in your checking account in an emergency.

Savings accounts

Write a cheque

Write a cheque

The limits of using a checking account and a savings account are gradually blurring. Savings accounts are generally offered by banks as a service to customers. These accounts bear interest and pay interest based on prevailing market interest rates. Market interest rates on this type of account are low. Bank savings accounts have traditionally been used to hold money that you don’t intend to use to pay for daily expenses. This is the role of current accounts. Instead, they are used to store money. Most recommendations are to keep three to six months of take-home pay in your savings account for emergencies.

In addition to savings accounts with your local bank, you can open a savings account online. There are a number of high yield online savings accounts that are FDIC insured, like your local account. In July 2021, the FDIC reported that savings account interest rates were around 0.04%.

Most banks offer NetBanking or MobileBanking with a savings account. They will allow you to send and receive money on a mobile basis. Many banks also offer Billpay so that you can use automatic payments for utilities, credit card payments, and other services. Debit or ATM cards are also provided.

Most banks do not assess service charges on savings accounts. However, you usually have to meet a minimum required balance. If you drop below this minimum balance, you may be charged a service charge.

Since it is simply not possible or safe to carry enough money with you to be considered savings, a savings account can store your money with very low risk. They are FDIC insured just like checking accounts.

Money market accounts

Money Market Accounts (MMA) are the third type of demand deposit account. If you can leave money untouched for more than a year, a money market account may be right for you. There are two differences between an MMA and a bank savings account. The first is the high minimum balance. MMAs can have a minimum balance of up to $ 5,000. Most savings accounts have very low minimum balances.

The high minimum balance on an MMA makes this type of account good for those trying to save towards a goal like accumulating enough money to buy a car or make a down payment on a house.

The second difference is that the interest rates on MMAs change every week. Interest rates on savings accounts don’t change that often. MMA interest rates tend to be higher than savings accounts.

MMA, not to be confused with a money market fund, is a demand deposit account suitable for risk averse consumers. Since it is insured for $ 250,000 by the FDIC, the MMA is as secure as savings accounts and certificates of deposit. MMAs have the highest yield of all demand deposits. They have no monthly maintenance fees. If you go over the limit of three checks per month, you usually have to pay a penalty.

MMAs are not as liquid as checking and savings accounts, but they are more liquid than stocks and bonds. You don’t need to find a buyer to get your money back.

Why sight deposits matter

It is not possible for the American consumer to keep their money in cash and pay all of their bills in cash, which is why using sight deposits is the best solution. Demand deposits are important for another reason. Demand deposits represent a large part of our M1 money supply. The level of money supply M1 determines the amount that banks have available to lend to their customers.

The level of sight deposits held by a bank determines the amount it must keep as bank reserves. Any money that banks have above their reserve requirements is their excess reserves. Excess reserves are what banks have available to lend to customers.

The bottom line

Sight deposit activity on a PC

Sight deposit activity on a PC

When you start to learn how to invest, your first investment may be an MMA. You can store money in this demand deposit account for large purchases in a year or two. It is also beneficial to have money to cover emergencies in your checking account and savings account. Once you’ve got your emergency cash in place and you’re on your way to making any major purchases you want, you may want to consider turning to riskier investments that could generate a higher return, like mutual funds, ETFs, stocks and bonds.

All three types of demand deposits are part of the backbone of the US economy since they are part of M1 and are used to calculate bank reserves. Surplus reserves are used to provide loans to consumers. Demand deposit accounts are part of the money creation process.

Tips for saving

  • Use SmartAsset’s savings calculator to see how quickly your savings will grow.

  • Consider working with a financial advisor when determining how much of your money to put in demand deposit accounts and how much to invest in securities. Finding a financial advisor doesn’t have to be difficult. If you use SmartAsset’s financial advisor matchmaker, you will be connected to multiple financial advisors in your area within minutes. If you are ready, start now.

Photo credit: © / format35, © / fluxfoto, © / Younes Kraske

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Allica Bank loan enables purchase of £ 900,000 site for My Car Import Fri, 30 Jul 2021 08:01:00 +0000

A six-figure commercial mortgage from Allica Bank has helped a vehicle import company acquire a new £ 900,000 operating site to meet growing demand for its services.

My Car Import, based in Leicestershire, which handles every step of the registration and importation process wherever a vehicle is in the world, previously operated at three leased properties. After growth of 70% in 2020, the company wanted to acquire its own premises, and in particular half a hectare of land that can accommodate more than 300 cars, as well as offices and workshops.

The deal was negotiated by 2XL Commercial Finance, the commercial finance company specializing in corporate and real estate finance. 2XL brought My Car Import and Allica Bank together due to the latter’s flexible lending approach, which meant it could achieve a higher loan-to-value ratio (LTV) than was possible with other banks .

Jack Charlesworth, Managing Director of My Car Import, says the loan will allow the company to further expand its operations: “Although the pandemic has caused significant challenges, we have been incredibly fortunate to be able to continue to grow the business. in the past 18 months. With the support of Allica, we recently acquired new premises with modernized workshops in Castle Donington, doubling our previous storage capacity and giving us the opportunity to grow the business in the years to come.

Darren Willoughby, Managing Director of 2XL Commercial Finance, said he was impressed with Allica’s flexibility: “This was the second case we were doing with Allica Bank and as a commercial brokerage firm with over 15 years of experience. , we are understandably skeptical about the use of a new bank on the market. However, I found Allica’s credit underwriting, understanding of the business, and communication to be excellent throughout. Allica provided first class support to a first class customer.

Garry Wilkinson, Senior Director of Business Development for the Midlands at Allica Bank, says this is the latest example of Allica enabling SMEs to succeed: “Companies that have managed to grow despite Brexit and the pandemic, like My Car Import, must get the financing they need to expand their business. We are delighted to have used our specialist experience in the Leicestershire region to facilitate the growth of an exciting and innovative business.

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A bank loan that tells of misfortunes Sun, 25 Jul 2021 15:42:19 +0000